Single Family Rehab Loan Program
The Single-Family Rehabilitation SFR Program is designed to help low to moderate-income Denver homeowners make their homes safe and livable. The SFR Program provides loans up to $35,000 for major home renovations such as roofing, heating, electrical or plumbing. Of this amount, a minimum of $5,000 must be spent on the exterior of the home. Depending on your income, loans made under this program carry either a zero or one-percent interest rate. Zero-interest loans are due upon sale or refinance of the property or when the owner ceases to occupy the home. One-percent-interest loans require monthly payments and are also due upon sale or refinance of the property or when the owner ceases to occupy the home.
Eligible Improvements
Loan funds from the SFR Program can be used to make essential home repairs such as roofing, heating, electrical, plumbing, insulation, as well as interior rehabilitation such as kitchen and bathroom repairs and exterior rehabilitation such as siding, roofing, gutters, and window repair or replacement. Many clients also qualify for a free water saving, low-flow toilet as part of a partnership between DURA and Denver Water.
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how to qualify & apply
To qualify for the SFR Program, you must be a Denver resident, own and live in your home, and have a household income at or below the thresholds listed in the tables below.
How to Apply
If you think you may qualify, call DURA at 303-534-3872.
Income Guidelines
Zero-Interest Loans
| Family Size | Max Income |
|---|---|
| 1 | $26,600 |
| 2 | $30,400 |
| 3 | $34,200 |
| 4 | $38,000 |
| 5 | $41,050 |
| 6 | $44,100 |
| 7 | $47,100 |
| 8 | $50,150 |
1%-Interest Loans
| Family Size | Max Income |
|---|---|
| 1 | $42,550 |
| 2 | $48,650 |
| 3 | $54,700 |
| 4 | $60,800 |
| 5 | $65,650 |
| 6 | $70,550 |
| 7 | $75,400 |
| 8 | $80,250 |